CASE STUDY

When Marcos Galperin pitched the idea for Mercado Libre at Stanford in 1999, e-commerce in Latin America faced a problem more fundamental than consumer behavior

An Idea Born From Necessity In 2007, Kenya had a banking penetration rate below 20%. The majority of the population

Howard Schultz did not sell coffee. He sold a ‘third place’ between home and the office — and the entire

In Brazil, the six largest banks controlled over 80% of the financial market and had done so for decades. They

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